Missing or Late Payments

The documents supplied by the lender stipulate a number of important factors in regard to your loan. By signing that you agree to the terms and conditions stipulated, you also agree that you will repay your loan with the interest stated in the documentation, as well as within the time specified by the lender. Failure to do so will usually result in additional charges and fees. This applies to both late payments and missed payments, as well as failure to repay the loan in full.

Note that we at do not know, nor can we predict, what a lender will assess in the way of supplemental fees and charges in the case of late or missing payments, or default on your loan. Likewise, we have no direct knowledge of the details within your loan agreement – those are kept confidential between you and the lender.

All pertinent financial information is spelled out within your loan agreement, including when your payments are due, how much is due at each payment, how long you will continue to make payments, as well as policies that determine penalties assessed in the event that you make a payment late, miss a payment, or default on your loan.

Notice of Impact to Your Credit Score

The lenders we partner with may need to conduct a credit check to determine your creditworthiness or income to debt ratio. By submitting a loan request, you signal your agreement to both allow these lenders access to your personal information, and to conduct such a check. Note that late or missing payments, or default on a loan, may impact your credit score in a negative way.

Notice of Collection Practices

At, we’re proud to work with leading, reputable lenders who only utilize fair collection practices. is not a lender. As such, we are not involved in any debt collection process. The specific practices used by your lender will be stipulated in your loan agreement. If you have questions regarding collection practices, contact your lender for further information.