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APR Rates | Disclosures 
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Qualified Customers Rates range
from 4.95% to 35.95% APR
APR Rates Explained

 

 

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We help over 10,000 online users every day throughout the United States. That’s seven users every minute.

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It's Borrowing Made Easier

At DollarInstalments.com, we’re proud to offer financial solutions with a difference. Rather than a cold, clinical environment, we offer a warm, friendly alternative to working with conventional lenders and corporate banks. Regardless of your background, personal history, or financial means, our goal is to provide you with access to the funding you require, whether that is through a personal loan, an unsecured loan, an online loan, or an installment loan. DollarInstalments.com ensures Americans just like you have the help they need every day.

Our simple loan approval form takes just a few minutes to complete – it’s never been simpler or more secure to apply for the funding you need. We require just a few pieces of information, including the amount you need to borrow, the terms of the loan that work best for you, and a few pieces of personal information. With that in hand, we can process your loan application and let you know immediately if you are approved. Once you’re approved, it usually takes just 24 hours to deposit the funds in your checking account.


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APR Rate Range

We’re proud to offer APR rates ranging from 4.95% minimum to 35.95% maximum to qualified customers. The APR you may be offered shall depend on various factors and your personal situation. By completing our loan offer form you shall receive details of the APR and full terms of any loan offered to you.

The actual interest rate you’re offered will depend on some different factors, including your personal credit score, financial history, income and more. For more information about the APR you’re eligible to receive, as well as the terms of any loan offered to you.


Representative Examples (Qualified Customers).

If you borrowed $2,000 over a 12 month period, and the loan had a 3% arrangement fee ($60), your monthly repayments would be $189.12, with a total payback amount of $2269.44 which including the 3% fee paid from the loan amount, would have a total cost of $329.44. Representative 29.82% APR.

If you borrowed $5,000 over a 48 month period, and the loan had an 8% arrangement fee ($400), your monthly repayments would be $131.67, with a total payback amount of $6320.12 which including the 8% fee paid from the loan amount, would have a total cost of  $1720.12. Representative 18.23% APR.

DollarInstalments.com offer you a friendly and refreshingly different alternative to corporate banks; no matter your walk of life or financial history. Providing you with first-rate, online financial services access to Online Loans, Unsecured Loans, Instalment Loans, and Personal Loans, DollarInstalments.com helps thousands of Americans like you every single day.

Our loan offer form is a simple, safe, secure process and can be completed in just a few minutes. All you need do is tell us the amount you would like to borrow, how long you would want the loan to be paid over and a few details about you, then we will process your application. Usually, we will be able to let you know immediately if you have been approved and the funds usually can be deposited in your checking account within 24 hours³.

DollarInstalments.com is not a lender; we refer you to reputable lending partners we trust who can offer the loan that you need. We never make money from you for this service.

Because DollarInstalments.com isn’t a lender, we can’t confirm any specifics when it comes to the APR you’ll be offered. If you arrived on our site by clicking on an advertisement, you might have noticed repayment terms listed from 3 to 24 months mentioned in conjunction with a maximum rate of 35.95% offered to qualified customers (this calculation is consistent with the Truth in Lending Act, or TILA).

To apply for a loan through our website, you must be at least 18 years of age. The lender providing the loan will determine the APR you’re offered. This can vary significantly based on many factors, including the information you supply to the lender through the loan application. Note that the lender will always report the offered APR to you before you agreeing to the loan.

Your application is the key to starting the lending process. Once a lender receives your application, they will offer details surrounding their loan, including the APR they will provide, as well as full disclosure of any additional fees that might be associated with your loan. We recommend that you read all the information a lender sends you to ensure that you are completely clear on the terms, APR, fees, and other essential information and capable of making an informed decision.


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Our Disclosures

Credit Check Disclosures

DollarInstalments™ are not lenders so make NO loan or credit decisions. The trusted lenders that we work with may, however, carry out credit checks to ascertain how creditworthy you are, your credit standing and your credit capacity. There are three reporting credit bureaus that the credit checks may be carried out with: Experian, Equifax, and TransUnion. By submitting your loan request, you agree to allow our lenders to verify your personal information and check your credit.

Please borrow responsibly and remember that a missed or late payment can have a negative impact on your credit file.

Lender Network Disclosure

DollarInstalments™ is not a lender – we provide no loans, make no lending decisions, nor do we influence lenders in their decisions. We pride ourselves in providing a free, no-obligation service to consumers looking to borrow funds. We connect those very people, people like you, to trusted, reputable lenders who are willing to lend to them.

When using DollarInstalments™ to secure your loan requirements, you’ll benefit from our bespoke financial technology. Not only will you be able to access a network of lenders quickly and with ease with just one application, but we’ll also filter out the companies that don’t match your needs or personal circumstances.

All of the lenders in our network employ their unique lending criteria and have individual terms and conditions. With this in mind, when you’re approved for a loan and receive your no obligation loan offer, be sure to read the documents carefully to ascertain that it’s the right offer for you! Remember, you’re not obliged to proceed.

State Availability Disclosure

The State availability of our services via our reputable lending network is entirely dependant on lenders that operate or offer their financial products and services within any particular state. Be aware that some lenders may charge APR rates that exceed the limit of the specific State Usury Law, because of this; they can’t legally operate within that State.

The amount of interest that you can legally be charged is set by each State. These Usury Laws are there to protect consumers from unscrupulous lenders and excessive interest rates. Usury Laws are somewhat complicated by a multitude of legal loopholes and exceptions – resulting in it frequently becoming necessary for a differing rate for each situation.

As a consumer, you have the right to waive the Usury Law set interest rates; this can be done via your contract with the lender. As a result, State Interest Rate Laws that apply to your State of residence may have no bearing on the actual rates you have agreed to pay.

Lending criteria vary from State to State; this will mean that not all of our trusted lenders operate in every State. In fact, due to a lender’s eligibility criteria or State legislation, a lender has the option to decline your application and residents of some US states may not be eligible for installment loans products at all.

DollarInstalments™ connects consumers with lenders that adhere to the specific State Usury Laws and that charge (including fees and interest), an APR rate of 4.95% minimum to 35.95% maximum, but within the legal limits that have been set by that State. Responsibility for ensuring that any agreement you enter into meets State legislation is that of the lender.

A useful point of contact regarding any concerns you may have regarding unlawful interest rates would be your State Office. They are best placed to advise you on the Usury Laws that will affect you.

DollarInstalments™ does not undertake solicitation for loan products and does not constitute a loan offer for any loan products that are prohibited by State Law. This service is void where prohibited.

Truth in Lending Policy

To work with DollarInstalments™, the lenders in our network must all comply with to the Truth in Lending Act. This means that they always supply loan offers and contractual agreements that are easily understood as best practice and as required by Federal Law. Truth in Lending helps protect you the consumer against predatory and unscrupulous lending.

Please remember the choice to proceed with a loan is all yours, you are under no obligation to accept a loan offer. Before agreeing to go ahead with the agreement, please read all of the paperwork the lender provides you with care to ensure that you understand all of the information about your loan (APR, charges etc). You also need to consider and be certain that you can afford the repayments, and that you are totally satisfied with the offer that has been made to you before signing. If in doubt, ask the lender to clarify details. An informed choice is the best choice.

Missing or Late Payments

The documents supplied by the lender stipulate some important factors regarding your loan. By signing that you agree to the terms and conditions stipulated, you also agree that you will repay your loan with interest stated in the documentation, as well as within the time specified by the lender. Failure to do so will usually result in additional charges. This applies to both late payments and missed payments, as well as failure to repay the loan in full.

Note that we at DollarInstalments.com do not know, nor can we predict, what a lender will assess in the way of supplemental fees in the case of late or missing payments, or default on your loan. Likewise, we have no direct knowledge of the details within your loan agreement – those are kept confidential between you and the lender.

All pertinent financial information is spelled out within your loan agreement, including when your payments are due, how much is due at each payment, how long you will continue to make payments, as well as policies that determine penalties assessed in the event that you make a payment late, miss a payment, or default on your loan.

Notice of Impact to Your Credit Score

The lenders we partner with may need to conduct a credit check to determine your creditworthiness or income to debt ratio. By submitting a loan request, you signal your agreement to both allow these lenders access to your personal information, and to conduct such a check. Note that late or missing payments, or default on a loan, may impact your credit score in a negative way.

Notice of Collection Practices

At DollarInstalments.com, we’re proud to work with leading, reputable lenders who only utilize fair collection practices. DollarInstalments.com is not a lender. As such, we are not involved in any debt collection process. The specific practices used by your lender will be stipulated in your loan agreement. If you have questions regarding collection practices, contact your lender for further information.